- Must be 18 years of age or older
- Must be full time employed
- We lend within 50 miles of the closest branch to your zip
- You must not be in a current bankruptcy plan
- Must have proof of a net income of $1500.00 a month
- We do not lend less than $1000
- We secure all loans with an auto title
- Personal loans are available only in North Carolina and Tennessee with limits up to $15,000.
- Must not be a salvage vehicle or inoperable
North State Acceptance helps their customers rebuild their credit from past bumps in the road. Please answer the questions below before you apply to prevent an unnecessary inquiry to your credit bureau which could result in a lower score.