[et_pb_section bb_built=”1″ admin_label=”section” background_image=”http:\/\/northstateacceptance.com\/wp-content\/uploads\/2016\/01\/header03.jpg” transparent_background=”off” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” custom_padding_tablet=”50px|0|50px|0″ custom_padding_last_edited=”on|desktop” next_background_color=”#ffffff” inner_width=”auto” inner_max_width=”1080px”][et_pb_row admin_label=”row” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.3.1″ width=”80%” max_width=”1080px”][et_pb_column type=”4_4″ custom_padding__hover=”|||” custom_padding=”|||”][et_pb_text background_layout=”dark” text_orientation=”left” text_font_size_last_edited=”on|phone” use_border_color=”off” border_color=”#ffffff” border_style=”solid” text_font=”Open Sans|on|||” text_font_size=”40″ text_font_size_phone=”20″ custom_css_main_element=”text-shadow: 2px 2px 8px #000000;” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.3.1″]<\/p>\n
\nFrequently Asked Questions<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=”1″ fullwidth=”off” specialty=”off” prev_background_color=”#000000″ inner_width=”auto” inner_max_width=”1080px”][et_pb_row background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.3.1″ width=”80%” max_width=”1080px”][et_pb_column type=”4_4″ custom_padding__hover=”|||” custom_padding=”|||”][et_pb_accordion use_border_color=”off” saved_tabs=”all” _builder_version=”4.27.2″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength_tablet=”1px” toggle_text_shadow_horizontal_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_horizontal_length_tablet=”0px” toggle_text_shadow_vertical_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_vertical_length_tablet=”0px” toggle_text_shadow_blur_strength=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_blur_strength_tablet=”1px” closed_toggle_text_shadow_horizontal_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_horizontal_length_tablet=”0px” closed_toggle_text_shadow_vertical_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_vertical_length_tablet=”0px” closed_toggle_text_shadow_blur_strength=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″ z_index_tablet=”0″][et_pb_accordion_item title=”WHAT IF I DISAGREE WITH INFORMATION YOU REPORTED TO MY CREDIT REPORT?” _builder_version=”4.27.2″ use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” text_shadow_style=”none” box_shadow_style=”none” text_shadow_horizontal_length=”0em” text_shadow_vertical_length=”0em” text_shadow_blur_strength=”0em” title_tablet=”WHAT IF I DISAGREE WITH INFORMATION YOU REPORTED TO MY CREDIT REPORT?” title_phone=”WHAT IF I DISAGREE WITH INFORMATION YOU REPORTED TO MY CREDIT REPORT?” link_option_url_new_window=”off” background_color_gradient_stops=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_tablet=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_phone=”#2b87da 0%|#29c4a9 100%” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_repeat=”off” background_color_gradient_unit=”%” background_image_width=”auto” background_image_width_tablet=”auto” background_image_width_phone=”auto” background_image_height=”auto” background_image_height_tablet=”auto” background_image_height_phone=”auto” background_horizontal_offset=”0px” background_horizontal_offset_tablet=”0px” background_horizontal_offset_phone=”0px” background_vertical_offset=”0px” background_vertical_offset_tablet=”0px” background_vertical_offset_phone=”0px” background_pattern_style=”polka-dots” background_pattern_style_tablet=”polka-dots” background_pattern_style_phone=”polka-dots” background_pattern_color=”rgba(0,0,0,0.2)” background_pattern_size=”initial” background_pattern_width=”auto” background_pattern_width_tablet=”auto” background_pattern_width_phone=”auto” background_pattern_height=”auto” background_pattern_height_tablet=”auto” background_pattern_height_phone=”auto” background_pattern_repeat_origin=”top_left” background_pattern_horizontal_offset=”0px” background_pattern_horizontal_offset_tablet=”0px” background_pattern_horizontal_offset_phone=”0px” background_pattern_vertical_offset=”0px” background_pattern_vertical_offset_tablet=”0px” background_pattern_vertical_offset_phone=”0px” background_pattern_repeat=”repeat” background_pattern_blend_mode=”normal” background_mask_style=”layer-blob” background_mask_style_tablet=”layer-blob” background_mask_style_phone=”layer-blob” background_mask_color=”#ffffff” background_mask_aspect_ratio=”landscape” background_mask_size=”stretch” background_mask_width=”auto” background_mask_width_tablet=”auto” background_mask_width_phone=”auto” background_mask_height=”auto” background_mask_height_tablet=”auto” background_mask_height_phone=”auto” background_mask_position=”center” background_mask_horizontal_offset=”0px” background_mask_horizontal_offset_tablet=”0px” background_mask_horizontal_offset_phone=”0px” background_mask_vertical_offset=”0px” background_mask_vertical_offset_tablet=”0px” background_mask_vertical_offset_phone=”0px” background_mask_blend_mode=”normal” text_shadow_horizontal_length_tablet=”0em” text_shadow_horizontal_length_phone=”0em” text_shadow_vertical_length_tablet=”0em” text_shadow_vertical_length_phone=”0em” text_shadow_blur_strength_tablet=”0em” text_shadow_blur_strength_phone=”0em” toggle_text_shadow_style=”none” toggle_text_shadow_horizontal_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_horizontal_length_tablet=”0px” toggle_text_shadow_horizontal_length_phone=”0px” toggle_text_shadow_vertical_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_vertical_length_tablet=”0px” toggle_text_shadow_vertical_length_phone=”0px” toggle_text_shadow_blur_strength=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_blur_strength_tablet=”1px” toggle_text_shadow_blur_strength_phone=”1px” closed_toggle_text_shadow_style=”none” closed_toggle_text_shadow_horizontal_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_horizontal_length_tablet=”0px” closed_toggle_text_shadow_horizontal_length_phone=”0px” closed_toggle_text_shadow_vertical_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_vertical_length_tablet=”0px” closed_toggle_text_shadow_vertical_length_phone=”0px” closed_toggle_text_shadow_blur_strength=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_blur_strength_tablet=”1px” closed_toggle_text_shadow_blur_strength_phone=”1px” body_text_shadow_style=”none” body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_style=”none” body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_style=”none” body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_style=”none” body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_style=”none” body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” box_shadow_horizontal=”box_shadow_style,%91object Object%93″ box_shadow_horizontal_tablet=”0px” box_shadow_horizontal_phone=”0px” box_shadow_vertical=”box_shadow_style,%91object Object%93″ box_shadow_vertical_tablet=”0px” box_shadow_vertical_phone=”0px” box_shadow_blur=”box_shadow_style,%91object Object%93″ box_shadow_blur_tablet=”40px” box_shadow_blur_phone=”40px” box_shadow_spread=”box_shadow_style,%91object Object%93″ box_shadow_spread_tablet=”0px” box_shadow_spread_phone=”0px” hover_transition_duration=”300ms” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay=”0ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” hover_transition_speed_curve=”ease” vertical_offset_tablet=”0″ vertical_offset_phone=”0″ horizontal_offset_tablet=”0″ horizontal_offset_phone=”0″ z_index=”1″ z_index_tablet=”1″ z_index_phone=”1″]<\/p>\n
If you have questions regarding what was reported on your credit report, you may contact your local branch or our home office at 984-200-3768. You may file a dispute with the credit reporting agency that you have a discrepancy. We report to these 3 credit reporting agencies:<\/p>\n
https:\/\/www.equifax.com\/personal\/credit-report-services\/credit-dispute\/<\/a><\/p>\n https:\/\/experian.com\/disputes\/main.html<\/a><\/p>\n https:\/\/transunion.com\/credit-disputes\/dispute-your-credit<\/a><\/p>\n <\/p>\n You may also navigate to \u201cContact Us\u201d on our home page and click \u201cTo register a complaint, please click here<\/strong><\/a>\u201d. You may also file a complaint at www.consumerfinance.gov\/Complaint<\/a>.<\/p>\n Visit https:\/\/www.consumerfinance.gov\/learnmore\/<\/a> for more information regarding your rights under the FCRA.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”HOW DO I OBTAIN MY PAYOFF INFORMATION?” _builder_version=”4.27.2″ use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” text_shadow_style=”none” box_shadow_style=”none” title_tablet=”HOW DO I OBTAIN MY PAYOFF INFORMATION?” title_phone=”HOW DO I OBTAIN MY PAYOFF INFORMATION?” link_option_url_new_window=”off” background_color_gradient_stops=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_tablet=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_phone=”#2b87da 0%|#29c4a9 100%” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_repeat=”off” background_color_gradient_unit=”%” background_image_width=”auto” background_image_width_tablet=”auto” background_image_width_phone=”auto” background_image_height=”auto” background_image_height_tablet=”auto” background_image_height_phone=”auto” background_horizontal_offset=”0px” background_horizontal_offset_tablet=”0px” background_horizontal_offset_phone=”0px” background_vertical_offset=”0px” background_vertical_offset_tablet=”0px” background_vertical_offset_phone=”0px” background_pattern_style=”polka-dots” background_pattern_style_tablet=”polka-dots” background_pattern_style_phone=”polka-dots” background_pattern_color=”rgba(0,0,0,0.2)” background_pattern_size=”initial” background_pattern_width=”auto” background_pattern_width_tablet=”auto” background_pattern_width_phone=”auto” background_pattern_height=”auto” background_pattern_height_tablet=”auto” background_pattern_height_phone=”auto” background_pattern_repeat_origin=”top_left” background_pattern_horizontal_offset=”0px” background_pattern_horizontal_offset_tablet=”0px” background_pattern_horizontal_offset_phone=”0px” background_pattern_vertical_offset=”0px” background_pattern_vertical_offset_tablet=”0px” background_pattern_vertical_offset_phone=”0px” background_pattern_repeat=”repeat” background_pattern_blend_mode=”normal” background_mask_style=”layer-blob” background_mask_style_tablet=”layer-blob” background_mask_style_phone=”layer-blob” background_mask_color=”#ffffff” background_mask_aspect_ratio=”landscape” background_mask_size=”stretch” background_mask_width=”auto” background_mask_width_tablet=”auto” background_mask_width_phone=”auto” background_mask_height=”auto” background_mask_height_tablet=”auto” background_mask_height_phone=”auto” background_mask_position=”center” background_mask_horizontal_offset=”0px” background_mask_horizontal_offset_tablet=”0px” background_mask_horizontal_offset_phone=”0px” background_mask_vertical_offset=”0px” background_mask_vertical_offset_tablet=”0px” background_mask_vertical_offset_phone=”0px” background_mask_blend_mode=”normal” use_icon_font_size=”off” text_shadow_horizontal_length=”0em” text_shadow_horizontal_length_tablet=”0em” text_shadow_horizontal_length_phone=”0em” text_shadow_vertical_length=”0em” text_shadow_vertical_length_tablet=”0em” text_shadow_vertical_length_phone=”0em” text_shadow_blur_strength=”0em” text_shadow_blur_strength_tablet=”0em” text_shadow_blur_strength_phone=”0em” toggle_text_shadow_style=”none” toggle_text_shadow_horizontal_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_horizontal_length_tablet=”0px” toggle_text_shadow_horizontal_length_phone=”0px” toggle_text_shadow_vertical_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_vertical_length_tablet=”0px” toggle_text_shadow_vertical_length_phone=”0px” toggle_text_shadow_blur_strength=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_blur_strength_tablet=”1px” toggle_text_shadow_blur_strength_phone=”1px” closed_toggle_text_shadow_style=”none” closed_toggle_text_shadow_horizontal_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_horizontal_length_tablet=”0px” closed_toggle_text_shadow_horizontal_length_phone=”0px” closed_toggle_text_shadow_vertical_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_vertical_length_tablet=”0px” closed_toggle_text_shadow_vertical_length_phone=”0px” closed_toggle_text_shadow_blur_strength=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_blur_strength_tablet=”1px” closed_toggle_text_shadow_blur_strength_phone=”1px” body_text_shadow_style=”none” body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_style=”none” body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_style=”none” body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_style=”none” body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_style=”none” body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” box_shadow_horizontal=”box_shadow_style,%91object Object%93″ box_shadow_horizontal_tablet=”0px” box_shadow_horizontal_phone=”0px” box_shadow_vertical=”box_shadow_style,%91object Object%93″ box_shadow_vertical_tablet=”0px” box_shadow_vertical_phone=”0px” box_shadow_blur=”box_shadow_style,%91object Object%93″ box_shadow_blur_tablet=”40px” box_shadow_blur_phone=”40px” box_shadow_spread=”box_shadow_style,%91object Object%93″ box_shadow_spread_tablet=”0px” box_shadow_spread_phone=”0px” hover_transition_duration=”300ms” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay=”0ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” hover_transition_speed_curve=”ease” vertical_offset_tablet=”0″ vertical_offset_phone=”0″ horizontal_offset_tablet=”0″ horizontal_offset_phone=”0″ z_index=”1″ z_index_tablet=”1″ z_index_phone=”1″]<\/p>\n Go to My Account Center at the top of the website page. This is your account center where you will need to create a user name and login. You may inquire regarding your balance, amount due, payoff amount, payment history and make changes to your address, phone number or email address. <\/strong><\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”DO I NEED TO NOTIFY NORTH STATE IF I SWITCH AUTO INSURANCE COMPANIES?” _builder_version=”4.27.2″ title_tablet=”DO I NEED TO NOTIFY NORTH STATE IF I SWITCH AUTO INSURANCE COMPANIES?” title_phone=”DO I NEED TO NOTIFY NORTH STATE IF I SWITCH AUTO INSURANCE COMPANIES?” link_option_url_new_window=”off” use_background_color_gradient=”off” background_color_gradient_stops=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_tablet=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_phone=”#2b87da 0%|#29c4a9 100%” background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_repeat=”off” background_color_gradient_unit=”%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_image_width=”auto” background_image_width_tablet=”auto” background_image_width_phone=”auto” background_image_height=”auto” background_image_height_tablet=”auto” background_image_height_phone=”auto” background_position=”center” background_horizontal_offset=”0px” background_horizontal_offset_tablet=”0px” background_horizontal_offset_phone=”0px” background_vertical_offset=”0px” background_vertical_offset_tablet=”0px” background_vertical_offset_phone=”0px” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” background_pattern_style=”polka-dots” background_pattern_style_tablet=”polka-dots” background_pattern_style_phone=”polka-dots” background_pattern_color=”rgba(0,0,0,0.2)” background_pattern_size=”initial” background_pattern_width=”auto” background_pattern_width_tablet=”auto” background_pattern_width_phone=”auto” background_pattern_height=”auto” background_pattern_height_tablet=”auto” background_pattern_height_phone=”auto” background_pattern_repeat_origin=”top_left” background_pattern_horizontal_offset=”0px” background_pattern_horizontal_offset_tablet=”0px” background_pattern_horizontal_offset_phone=”0px” background_pattern_vertical_offset=”0px” background_pattern_vertical_offset_tablet=”0px” background_pattern_vertical_offset_phone=”0px” background_pattern_repeat=”repeat” background_pattern_blend_mode=”normal” background_mask_style=”layer-blob” background_mask_style_tablet=”layer-blob” background_mask_style_phone=”layer-blob” background_mask_color=”#ffffff” background_mask_aspect_ratio=”landscape” background_mask_size=”stretch” background_mask_width=”auto” background_mask_width_tablet=”auto” background_mask_width_phone=”auto” background_mask_height=”auto” background_mask_height_tablet=”auto” background_mask_height_phone=”auto” background_mask_position=”center” background_mask_horizontal_offset=”0px” background_mask_horizontal_offset_tablet=”0px” background_mask_horizontal_offset_phone=”0px” background_mask_vertical_offset=”0px” background_mask_vertical_offset_tablet=”0px” background_mask_vertical_offset_phone=”0px” background_mask_blend_mode=”normal” use_icon_font_size=”off” text_shadow_style=”none” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_horizontal_length_tablet=”0px” text_shadow_horizontal_length_phone=”0px” text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length_tablet=”0px” text_shadow_vertical_length_phone=”0px” text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength_tablet=”1px” text_shadow_blur_strength_phone=”1px” toggle_text_shadow_style=”none” toggle_text_shadow_horizontal_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_horizontal_length_tablet=”0px” toggle_text_shadow_horizontal_length_phone=”0px” toggle_text_shadow_vertical_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_vertical_length_tablet=”0px” toggle_text_shadow_vertical_length_phone=”0px” toggle_text_shadow_blur_strength=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_blur_strength_tablet=”1px” toggle_text_shadow_blur_strength_phone=”1px” closed_toggle_text_shadow_style=”none” closed_toggle_text_shadow_horizontal_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_horizontal_length_tablet=”0px” closed_toggle_text_shadow_horizontal_length_phone=”0px” closed_toggle_text_shadow_vertical_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_vertical_length_tablet=”0px” closed_toggle_text_shadow_vertical_length_phone=”0px” closed_toggle_text_shadow_blur_strength=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_blur_strength_tablet=”1px” closed_toggle_text_shadow_blur_strength_phone=”1px” body_text_shadow_style=”none” body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_style=”none” body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_style=”none” body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_style=”none” body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_style=”none” body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” box_shadow_style=”none” box_shadow_horizontal=”box_shadow_style,%91object Object%93″ box_shadow_horizontal_tablet=”0px” box_shadow_horizontal_phone=”0px” box_shadow_vertical=”box_shadow_style,%91object Object%93″ box_shadow_vertical_tablet=”0px” box_shadow_vertical_phone=”0px” box_shadow_blur=”box_shadow_style,%91object Object%93″ box_shadow_blur_tablet=”40px” box_shadow_blur_phone=”40px” box_shadow_spread=”box_shadow_style,%91object Object%93″ box_shadow_spread_tablet=”0px” box_shadow_spread_phone=”0px” hover_transition_duration=”300ms” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay=”0ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” hover_transition_speed_curve=”ease” vertical_offset_tablet=”0″ vertical_offset_phone=”0″ horizontal_offset_tablet=”0″ horizontal_offset_phone=”0″ z_index=”1″ z_index_tablet=”1″ z_index_phone=”1″]<\/p>\n Yes, you must let North State know that you have switched to a different insurance company. Be sure to list North State Acceptance as a lienholder so we are notified and receive a copy of the policy. Failure to maintain full coverage insurance is a breach of contract. Please refer to your contract for more information on your responsibility to maintain full coverage insurance. We will notify you via mail should we receive a notice from your insurance company that your coverage has been cancelled or about to cancel.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”WHAT CREDIT SCORE DO YOU REQUIRE TO APPROVE A LOAN?” _builder_version=”4.27.2″ title_tablet=”WHAT CREDIT SCORE DO YOU REQUIRE TO APPROVE A LOAN?” title_phone=”WHAT CREDIT SCORE DO YOU REQUIRE TO APPROVE A LOAN?” link_option_url_new_window=”off” use_background_color_gradient=”off” background_color_gradient_stops=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_tablet=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_phone=”#2b87da 0%|#29c4a9 100%” background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_repeat=”off” background_color_gradient_unit=”%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_image_width=”auto” background_image_width_tablet=”auto” background_image_width_phone=”auto” background_image_height=”auto” background_image_height_tablet=”auto” background_image_height_phone=”auto” background_position=”center” background_horizontal_offset=”0px” background_horizontal_offset_tablet=”0px” background_horizontal_offset_phone=”0px” background_vertical_offset=”0px” background_vertical_offset_tablet=”0px” background_vertical_offset_phone=”0px” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” background_pattern_style=”polka-dots” background_pattern_style_tablet=”polka-dots” background_pattern_style_phone=”polka-dots” background_pattern_color=”rgba(0,0,0,0.2)” background_pattern_size=”initial” background_pattern_width=”auto” background_pattern_width_tablet=”auto” background_pattern_width_phone=”auto” background_pattern_height=”auto” background_pattern_height_tablet=”auto” background_pattern_height_phone=”auto” background_pattern_repeat_origin=”top_left” background_pattern_horizontal_offset=”0px” background_pattern_horizontal_offset_tablet=”0px” background_pattern_horizontal_offset_phone=”0px” background_pattern_vertical_offset=”0px” background_pattern_vertical_offset_tablet=”0px” background_pattern_vertical_offset_phone=”0px” background_pattern_repeat=”repeat” background_pattern_blend_mode=”normal” background_mask_style=”layer-blob” background_mask_style_tablet=”layer-blob” background_mask_style_phone=”layer-blob” background_mask_color=”#ffffff” background_mask_aspect_ratio=”landscape” background_mask_size=”stretch” background_mask_width=”auto” background_mask_width_tablet=”auto” background_mask_width_phone=”auto” background_mask_height=”auto” background_mask_height_tablet=”auto” background_mask_height_phone=”auto” background_mask_position=”center” background_mask_horizontal_offset=”0px” background_mask_horizontal_offset_tablet=”0px” background_mask_horizontal_offset_phone=”0px” background_mask_vertical_offset=”0px” background_mask_vertical_offset_tablet=”0px” background_mask_vertical_offset_phone=”0px” background_mask_blend_mode=”normal” use_icon_font_size=”off” text_shadow_style=”none” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_horizontal_length_tablet=”0px” text_shadow_horizontal_length_phone=”0px” text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length_tablet=”0px” text_shadow_vertical_length_phone=”0px” text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength_tablet=”1px” text_shadow_blur_strength_phone=”1px” toggle_text_shadow_style=”none” toggle_text_shadow_horizontal_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_horizontal_length_tablet=”0px” toggle_text_shadow_horizontal_length_phone=”0px” toggle_text_shadow_vertical_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_vertical_length_tablet=”0px” toggle_text_shadow_vertical_length_phone=”0px” toggle_text_shadow_blur_strength=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_blur_strength_tablet=”1px” toggle_text_shadow_blur_strength_phone=”1px” closed_toggle_text_shadow_style=”none” closed_toggle_text_shadow_horizontal_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_horizontal_length_tablet=”0px” closed_toggle_text_shadow_horizontal_length_phone=”0px” closed_toggle_text_shadow_vertical_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_vertical_length_tablet=”0px” closed_toggle_text_shadow_vertical_length_phone=”0px” closed_toggle_text_shadow_blur_strength=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_blur_strength_tablet=”1px” closed_toggle_text_shadow_blur_strength_phone=”1px” body_text_shadow_style=”none” body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_style=”none” body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_style=”none” body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_style=”none” body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_style=”none” body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” box_shadow_style=”none” box_shadow_horizontal=”box_shadow_style,%91object Object%93″ box_shadow_horizontal_tablet=”0px” box_shadow_horizontal_phone=”0px” box_shadow_vertical=”box_shadow_style,%91object Object%93″ box_shadow_vertical_tablet=”0px” box_shadow_vertical_phone=”0px” box_shadow_blur=”box_shadow_style,%91object Object%93″ box_shadow_blur_tablet=”40px” box_shadow_blur_phone=”40px” box_shadow_spread=”box_shadow_style,%91object Object%93″ box_shadow_spread_tablet=”0px” box_shadow_spread_phone=”0px” hover_transition_duration=”300ms” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay=”0ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” hover_transition_speed_curve=”ease” vertical_offset_tablet=”0″ vertical_offset_phone=”0″ horizontal_offset_tablet=”0″ horizontal_offset_phone=”0″ z_index=”1″ z_index_tablet=”1″ z_index_phone=”1″]<\/p>\n Your credit score is not the only factor we review when considering an offer of credit or assignment of a retail installment sales contract.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”WHEN IS MY PAYMENT CONSIDERED LATE?” _builder_version=”4.27.2″ use_background_color_gradient=”off” background_color_gradient_start=”#2b87da” background_color_gradient_end=”#29c4a9″ background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_start_position=”0%” background_color_gradient_end_position=”100%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_position=”center” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” text_shadow_style=”none” box_shadow_style=”none” text_shadow_horizontal_length=”0em” text_shadow_vertical_length=”0em” text_shadow_blur_strength=”0em” title_tablet=”When is my payment considered late?” title_phone=”When is my payment considered late?” link_option_url_new_window=”off” background_color_gradient_stops=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_tablet=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_phone=”#2b87da 0%|#29c4a9 100%” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_repeat=”off” background_color_gradient_unit=”%” background_image_width=”auto” background_image_width_tablet=”auto” background_image_width_phone=”auto” background_image_height=”auto” background_image_height_tablet=”auto” background_image_height_phone=”auto” background_horizontal_offset=”0px” background_horizontal_offset_tablet=”0px” background_horizontal_offset_phone=”0px” background_vertical_offset=”0px” background_vertical_offset_tablet=”0px” background_vertical_offset_phone=”0px” background_pattern_style=”polka-dots” background_pattern_style_tablet=”polka-dots” background_pattern_style_phone=”polka-dots” background_pattern_color=”rgba(0,0,0,0.2)” background_pattern_size=”initial” background_pattern_width=”auto” background_pattern_width_tablet=”auto” background_pattern_width_phone=”auto” background_pattern_height=”auto” background_pattern_height_tablet=”auto” background_pattern_height_phone=”auto” background_pattern_repeat_origin=”top_left” background_pattern_horizontal_offset=”0px” background_pattern_horizontal_offset_tablet=”0px” background_pattern_horizontal_offset_phone=”0px” background_pattern_vertical_offset=”0px” background_pattern_vertical_offset_tablet=”0px” background_pattern_vertical_offset_phone=”0px” background_pattern_repeat=”repeat” background_pattern_blend_mode=”normal” background_mask_style=”layer-blob” background_mask_style_tablet=”layer-blob” background_mask_style_phone=”layer-blob” background_mask_color=”#ffffff” background_mask_aspect_ratio=”landscape” background_mask_size=”stretch” background_mask_width=”auto” background_mask_width_tablet=”auto” background_mask_width_phone=”auto” background_mask_height=”auto” background_mask_height_tablet=”auto” background_mask_height_phone=”auto” background_mask_position=”center” background_mask_horizontal_offset=”0px” background_mask_horizontal_offset_tablet=”0px” background_mask_horizontal_offset_phone=”0px” background_mask_vertical_offset=”0px” background_mask_vertical_offset_tablet=”0px” background_mask_vertical_offset_phone=”0px” background_mask_blend_mode=”normal” use_icon_font_size=”off” text_shadow_horizontal_length_tablet=”0em” text_shadow_horizontal_length_phone=”0em” text_shadow_vertical_length_tablet=”0em” text_shadow_vertical_length_phone=”0em” text_shadow_blur_strength_tablet=”0em” text_shadow_blur_strength_phone=”0em” toggle_text_shadow_style=”none” toggle_text_shadow_horizontal_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_horizontal_length_tablet=”0px” toggle_text_shadow_horizontal_length_phone=”0px” toggle_text_shadow_vertical_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_vertical_length_tablet=”0px” toggle_text_shadow_vertical_length_phone=”0px” toggle_text_shadow_blur_strength=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_blur_strength_tablet=”1px” toggle_text_shadow_blur_strength_phone=”1px” closed_toggle_text_shadow_style=”none” closed_toggle_text_shadow_horizontal_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_horizontal_length_tablet=”0px” closed_toggle_text_shadow_horizontal_length_phone=”0px” closed_toggle_text_shadow_vertical_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_vertical_length_tablet=”0px” closed_toggle_text_shadow_vertical_length_phone=”0px” closed_toggle_text_shadow_blur_strength=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_blur_strength_tablet=”1px” closed_toggle_text_shadow_blur_strength_phone=”1px” body_text_shadow_style=”none” body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_style=”none” body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_style=”none” body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_style=”none” body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_style=”none” body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” box_shadow_horizontal=”box_shadow_style,%91object Object%93″ box_shadow_horizontal_tablet=”0px” box_shadow_horizontal_phone=”0px” box_shadow_vertical=”box_shadow_style,%91object Object%93″ box_shadow_vertical_tablet=”0px” box_shadow_vertical_phone=”0px” box_shadow_blur=”box_shadow_style,%91object Object%93″ box_shadow_blur_tablet=”40px” box_shadow_blur_phone=”40px” box_shadow_spread=”box_shadow_style,%91object Object%93″ box_shadow_spread_tablet=”0px” box_shadow_spread_phone=”0px” hover_transition_duration=”300ms” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay=”0ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” hover_transition_speed_curve=”ease” vertical_offset_tablet=”0″ vertical_offset_phone=”0″ horizontal_offset_tablet=”0″ horizontal_offset_phone=”0″ z_index=”1″ z_index_tablet=”1″ z_index_phone=”1″]<\/p>\n Your payment is considered late the day after the due date. We charge late fees as allowed by state law. Please refer to your contract for those amounts. You may also contact your local branch listed under the \u201clocations\u201d tab. Note: Paying later than your due date could result in higher interest charges which may result in a balance due after all payments have been made. Also, not paying your late fees when due may result in a balance due after all payments have been made.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”WHEN DO YOU REPORT TO CREDIT REPORTING AGENCIES?” _builder_version=”4.27.2″ title_tablet=”WHEN DO YOU REPORT TO CREDIT REPORTING AGENCIES?” title_phone=”WHEN DO YOU REPORT TO CREDIT REPORTING AGENCIES?” link_option_url_new_window=”off” use_background_color_gradient=”off” background_color_gradient_stops=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_tablet=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_phone=”#2b87da 0%|#29c4a9 100%” background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_repeat=”off” background_color_gradient_unit=”%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_image_width=”auto” background_image_width_tablet=”auto” background_image_width_phone=”auto” background_image_height=”auto” background_image_height_tablet=”auto” background_image_height_phone=”auto” background_position=”center” background_horizontal_offset=”0px” background_horizontal_offset_tablet=”0px” background_horizontal_offset_phone=”0px” background_vertical_offset=”0px” background_vertical_offset_tablet=”0px” background_vertical_offset_phone=”0px” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” background_pattern_style=”polka-dots” background_pattern_style_tablet=”polka-dots” background_pattern_style_phone=”polka-dots” background_pattern_color=”rgba(0,0,0,0.2)” background_pattern_size=”initial” background_pattern_width=”auto” background_pattern_width_tablet=”auto” background_pattern_width_phone=”auto” background_pattern_height=”auto” background_pattern_height_tablet=”auto” background_pattern_height_phone=”auto” background_pattern_repeat_origin=”top_left” background_pattern_horizontal_offset=”0px” background_pattern_horizontal_offset_tablet=”0px” background_pattern_horizontal_offset_phone=”0px” background_pattern_vertical_offset=”0px” background_pattern_vertical_offset_tablet=”0px” background_pattern_vertical_offset_phone=”0px” background_pattern_repeat=”repeat” background_pattern_blend_mode=”normal” background_mask_style=”layer-blob” background_mask_style_tablet=”layer-blob” background_mask_style_phone=”layer-blob” background_mask_color=”#ffffff” background_mask_aspect_ratio=”landscape” background_mask_size=”stretch” background_mask_width=”auto” background_mask_width_tablet=”auto” background_mask_width_phone=”auto” background_mask_height=”auto” background_mask_height_tablet=”auto” background_mask_height_phone=”auto” background_mask_position=”center” background_mask_horizontal_offset=”0px” background_mask_horizontal_offset_tablet=”0px” background_mask_horizontal_offset_phone=”0px” background_mask_vertical_offset=”0px” background_mask_vertical_offset_tablet=”0px” background_mask_vertical_offset_phone=”0px” background_mask_blend_mode=”normal” use_icon_font_size=”off” text_shadow_style=”none” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_horizontal_length_tablet=”0px” text_shadow_horizontal_length_phone=”0px” text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length_tablet=”0px” text_shadow_vertical_length_phone=”0px” text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength_tablet=”1px” text_shadow_blur_strength_phone=”1px” toggle_text_shadow_style=”none” toggle_text_shadow_horizontal_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_horizontal_length_tablet=”0px” toggle_text_shadow_horizontal_length_phone=”0px” toggle_text_shadow_vertical_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_vertical_length_tablet=”0px” toggle_text_shadow_vertical_length_phone=”0px” toggle_text_shadow_blur_strength=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_blur_strength_tablet=”1px” toggle_text_shadow_blur_strength_phone=”1px” closed_toggle_text_shadow_style=”none” closed_toggle_text_shadow_horizontal_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_horizontal_length_tablet=”0px” closed_toggle_text_shadow_horizontal_length_phone=”0px” closed_toggle_text_shadow_vertical_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_vertical_length_tablet=”0px” closed_toggle_text_shadow_vertical_length_phone=”0px” closed_toggle_text_shadow_blur_strength=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_blur_strength_tablet=”1px” closed_toggle_text_shadow_blur_strength_phone=”1px” body_text_shadow_style=”none” body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_style=”none” body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_style=”none” body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_style=”none” body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_style=”none” body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” box_shadow_style=”none” box_shadow_horizontal=”box_shadow_style,%91object Object%93″ box_shadow_horizontal_tablet=”0px” box_shadow_horizontal_phone=”0px” box_shadow_vertical=”box_shadow_style,%91object Object%93″ box_shadow_vertical_tablet=”0px” box_shadow_vertical_phone=”0px” box_shadow_blur=”box_shadow_style,%91object Object%93″ box_shadow_blur_tablet=”40px” box_shadow_blur_phone=”40px” box_shadow_spread=”box_shadow_style,%91object Object%93″ box_shadow_spread_tablet=”0px” box_shadow_spread_phone=”0px” hover_transition_duration=”300ms” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay=”0ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” hover_transition_speed_curve=”ease” vertical_offset_tablet=”0″ vertical_offset_phone=”0″ horizontal_offset_tablet=”0″ horizontal_offset_phone=”0″ z_index=”1″ z_index_tablet=”1″ z_index_phone=”1″]<\/p>\n We report to the credit bureau on the first business day of each month. Please allow some time for the credit reporting agency to update your report. We report all information responsibly, accurately and privately as required by the FCRA (Fair Credit Reporting Act). <\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”WHY ISN\u2019T MY NORTH STATE ACCOUNT SHOWING ON MY CREDIT REPORT?” _builder_version=”4.27.2″ title_tablet=”WHY ISN\u2019T MY NORTH STATE ACCOUNT SHOWING ON MY CREDIT REPORT?” title_phone=”WHY ISN\u2019T MY NORTH STATE ACCOUNT SHOWING ON MY CREDIT REPORT?” link_option_url_new_window=”off” use_background_color_gradient=”off” background_color_gradient_stops=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_tablet=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_phone=”#2b87da 0%|#29c4a9 100%” background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_repeat=”off” background_color_gradient_unit=”%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_image_width=”auto” background_image_width_tablet=”auto” background_image_width_phone=”auto” background_image_height=”auto” background_image_height_tablet=”auto” background_image_height_phone=”auto” background_position=”center” background_horizontal_offset=”0px” background_horizontal_offset_tablet=”0px” background_horizontal_offset_phone=”0px” background_vertical_offset=”0px” background_vertical_offset_tablet=”0px” background_vertical_offset_phone=”0px” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” background_pattern_style=”polka-dots” background_pattern_style_tablet=”polka-dots” background_pattern_style_phone=”polka-dots” background_pattern_color=”rgba(0,0,0,0.2)” background_pattern_size=”initial” background_pattern_width=”auto” background_pattern_width_tablet=”auto” background_pattern_width_phone=”auto” background_pattern_height=”auto” background_pattern_height_tablet=”auto” background_pattern_height_phone=”auto” background_pattern_repeat_origin=”top_left” background_pattern_horizontal_offset=”0px” background_pattern_horizontal_offset_tablet=”0px” background_pattern_horizontal_offset_phone=”0px” background_pattern_vertical_offset=”0px” background_pattern_vertical_offset_tablet=”0px” background_pattern_vertical_offset_phone=”0px” background_pattern_repeat=”repeat” background_pattern_blend_mode=”normal” background_mask_style=”layer-blob” background_mask_style_tablet=”layer-blob” background_mask_style_phone=”layer-blob” background_mask_color=”#ffffff” background_mask_aspect_ratio=”landscape” background_mask_size=”stretch” background_mask_width=”auto” background_mask_width_tablet=”auto” background_mask_width_phone=”auto” background_mask_height=”auto” background_mask_height_tablet=”auto” background_mask_height_phone=”auto” background_mask_position=”center” background_mask_horizontal_offset=”0px” background_mask_horizontal_offset_tablet=”0px” background_mask_horizontal_offset_phone=”0px” background_mask_vertical_offset=”0px” background_mask_vertical_offset_tablet=”0px” background_mask_vertical_offset_phone=”0px” background_mask_blend_mode=”normal” use_icon_font_size=”off” text_shadow_style=”none” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_horizontal_length_tablet=”0px” text_shadow_horizontal_length_phone=”0px” text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length_tablet=”0px” text_shadow_vertical_length_phone=”0px” text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength_tablet=”1px” text_shadow_blur_strength_phone=”1px” toggle_text_shadow_style=”none” toggle_text_shadow_horizontal_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_horizontal_length_tablet=”0px” toggle_text_shadow_horizontal_length_phone=”0px” toggle_text_shadow_vertical_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_vertical_length_tablet=”0px” toggle_text_shadow_vertical_length_phone=”0px” toggle_text_shadow_blur_strength=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_blur_strength_tablet=”1px” toggle_text_shadow_blur_strength_phone=”1px” closed_toggle_text_shadow_style=”none” closed_toggle_text_shadow_horizontal_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_horizontal_length_tablet=”0px” closed_toggle_text_shadow_horizontal_length_phone=”0px” closed_toggle_text_shadow_vertical_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_vertical_length_tablet=”0px” closed_toggle_text_shadow_vertical_length_phone=”0px” closed_toggle_text_shadow_blur_strength=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_blur_strength_tablet=”1px” closed_toggle_text_shadow_blur_strength_phone=”1px” body_text_shadow_style=”none” body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_style=”none” body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_style=”none” body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_style=”none” body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_style=”none” body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” box_shadow_style=”none” box_shadow_horizontal=”box_shadow_style,%91object Object%93″ box_shadow_horizontal_tablet=”0px” box_shadow_horizontal_phone=”0px” box_shadow_vertical=”box_shadow_style,%91object Object%93″ box_shadow_vertical_tablet=”0px” box_shadow_vertical_phone=”0px” box_shadow_blur=”box_shadow_style,%91object Object%93″ box_shadow_blur_tablet=”40px” box_shadow_blur_phone=”40px” box_shadow_spread=”box_shadow_style,%91object Object%93″ box_shadow_spread_tablet=”0px” box_shadow_spread_phone=”0px” hover_transition_duration=”300ms” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay=”0ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” hover_transition_speed_curve=”ease” vertical_offset_tablet=”0″ vertical_offset_phone=”0″ horizontal_offset_tablet=”0″ horizontal_offset_phone=”0″ z_index=”1″ z_index_tablet=”1″ z_index_phone=”1″]<\/p>\n We report to Equifax, Trans Union and Experian. All account information is reported on the 1st<\/sup> business day of the following month. Please give some time for this to be uploaded by the credit reporting agency. If the trade line for North State still isn\u2019t reporting please contact your local branch listed under the \u201cLocations\u201d tab so that we may investigate.<\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”WHEN CAN I EXPECT TO SEE A PAID OFF ACCOUNT REFLECTED ON MY CREDIT REPORT?” _builder_version=”4.27.2″ title_tablet=”WHEN CAN I EXPECT TO SEE A PAID OFF ACCOUNT REFLECTED ON MY CREDIT REPORT?” title_phone=”WHEN CAN I EXPECT TO SEE A PAID OFF ACCOUNT REFLECTED ON MY CREDIT REPORT?” link_option_url_new_window=”off” use_background_color_gradient=”off” background_color_gradient_stops=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_tablet=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_phone=”#2b87da 0%|#29c4a9 100%” background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_repeat=”off” background_color_gradient_unit=”%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_image_width=”auto” background_image_width_tablet=”auto” background_image_width_phone=”auto” background_image_height=”auto” background_image_height_tablet=”auto” background_image_height_phone=”auto” background_position=”center” background_horizontal_offset=”0px” background_horizontal_offset_tablet=”0px” background_horizontal_offset_phone=”0px” background_vertical_offset=”0px” background_vertical_offset_tablet=”0px” background_vertical_offset_phone=”0px” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” background_pattern_style=”polka-dots” background_pattern_style_tablet=”polka-dots” background_pattern_style_phone=”polka-dots” background_pattern_color=”rgba(0,0,0,0.2)” background_pattern_size=”initial” background_pattern_width=”auto” background_pattern_width_tablet=”auto” background_pattern_width_phone=”auto” background_pattern_height=”auto” background_pattern_height_tablet=”auto” background_pattern_height_phone=”auto” background_pattern_repeat_origin=”top_left” background_pattern_horizontal_offset=”0px” background_pattern_horizontal_offset_tablet=”0px” background_pattern_horizontal_offset_phone=”0px” background_pattern_vertical_offset=”0px” background_pattern_vertical_offset_tablet=”0px” background_pattern_vertical_offset_phone=”0px” background_pattern_repeat=”repeat” background_pattern_blend_mode=”normal” background_mask_style=”layer-blob” background_mask_style_tablet=”layer-blob” background_mask_style_phone=”layer-blob” background_mask_color=”#ffffff” background_mask_aspect_ratio=”landscape” background_mask_size=”stretch” background_mask_width=”auto” background_mask_width_tablet=”auto” background_mask_width_phone=”auto” background_mask_height=”auto” background_mask_height_tablet=”auto” background_mask_height_phone=”auto” background_mask_position=”center” background_mask_horizontal_offset=”0px” background_mask_horizontal_offset_tablet=”0px” background_mask_horizontal_offset_phone=”0px” background_mask_vertical_offset=”0px” background_mask_vertical_offset_tablet=”0px” background_mask_vertical_offset_phone=”0px” background_mask_blend_mode=”normal” use_icon_font_size=”off” text_shadow_style=”none” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_horizontal_length_tablet=”0px” text_shadow_horizontal_length_phone=”0px” text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length_tablet=”0px” text_shadow_vertical_length_phone=”0px” text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength_tablet=”1px” text_shadow_blur_strength_phone=”1px” toggle_text_shadow_style=”none” toggle_text_shadow_horizontal_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_horizontal_length_tablet=”0px” toggle_text_shadow_horizontal_length_phone=”0px” toggle_text_shadow_vertical_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_vertical_length_tablet=”0px” toggle_text_shadow_vertical_length_phone=”0px” toggle_text_shadow_blur_strength=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_blur_strength_tablet=”1px” toggle_text_shadow_blur_strength_phone=”1px” closed_toggle_text_shadow_style=”none” closed_toggle_text_shadow_horizontal_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_horizontal_length_tablet=”0px” closed_toggle_text_shadow_horizontal_length_phone=”0px” closed_toggle_text_shadow_vertical_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_vertical_length_tablet=”0px” closed_toggle_text_shadow_vertical_length_phone=”0px” closed_toggle_text_shadow_blur_strength=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_blur_strength_tablet=”1px” closed_toggle_text_shadow_blur_strength_phone=”1px” body_text_shadow_style=”none” body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_style=”none” body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_style=”none” body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_style=”none” body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_style=”none” body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” box_shadow_style=”none” box_shadow_horizontal=”box_shadow_style,%91object Object%93″ box_shadow_horizontal_tablet=”0px” box_shadow_horizontal_phone=”0px” box_shadow_vertical=”box_shadow_style,%91object Object%93″ box_shadow_vertical_tablet=”0px” box_shadow_vertical_phone=”0px” box_shadow_blur=”box_shadow_style,%91object Object%93″ box_shadow_blur_tablet=”40px” box_shadow_blur_phone=”40px” box_shadow_spread=”box_shadow_style,%91object Object%93″ box_shadow_spread_tablet=”0px” box_shadow_spread_phone=”0px” hover_transition_duration=”300ms” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay=”0ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” hover_transition_speed_curve=”ease” vertical_offset_tablet=”0″ vertical_offset_phone=”0″ horizontal_offset_tablet=”0″ horizontal_offset_phone=”0″ z_index=”1″ z_index_tablet=”1″ z_index_phone=”1″]<\/p>\n We report to the Credit Reporting Agencies on the first business day of each month. Transactions such as payments and payoffs will be updated on your credit report during the next month. We report all information responsibly, accurately and privately as required by the FCRA (Fair Credit Reporting Act). <\/p>\n [\/et_pb_accordion_item][et_pb_accordion_item title=”WHAT IF I AM A VICTIM OF IDENTITY THEFT?” _builder_version=”4.27.2″ title_tablet=”WHAT IF I AM A VICTIM OF IDENTITY THEFT?” title_phone=”WHAT IF I AM A VICTIM OF IDENTITY THEFT?” link_option_url_new_window=”off” use_background_color_gradient=”off” background_color_gradient_stops=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_tablet=”#2b87da 0%|#29c4a9 100%” background_color_gradient_stops_phone=”#2b87da 0%|#29c4a9 100%” background_color_gradient_type=”linear” background_color_gradient_direction=”180deg” background_color_gradient_direction_tablet=”180deg” background_color_gradient_direction_phone=”180deg” background_color_gradient_direction_radial=”center” background_color_gradient_repeat=”off” background_color_gradient_unit=”%” background_color_gradient_overlays_image=”off” parallax=”off” parallax_method=”on” background_size=”cover” background_image_width=”auto” background_image_width_tablet=”auto” background_image_width_phone=”auto” background_image_height=”auto” background_image_height_tablet=”auto” background_image_height_phone=”auto” background_position=”center” background_horizontal_offset=”0px” background_horizontal_offset_tablet=”0px” background_horizontal_offset_phone=”0px” background_vertical_offset=”0px” background_vertical_offset_tablet=”0px” background_vertical_offset_phone=”0px” background_repeat=”no-repeat” background_blend=”normal” allow_player_pause=”off” background_video_pause_outside_viewport=”on” background_pattern_style=”polka-dots” background_pattern_style_tablet=”polka-dots” background_pattern_style_phone=”polka-dots” background_pattern_color=”rgba(0,0,0,0.2)” background_pattern_size=”initial” background_pattern_width=”auto” background_pattern_width_tablet=”auto” background_pattern_width_phone=”auto” background_pattern_height=”auto” background_pattern_height_tablet=”auto” background_pattern_height_phone=”auto” background_pattern_repeat_origin=”top_left” background_pattern_horizontal_offset=”0px” background_pattern_horizontal_offset_tablet=”0px” background_pattern_horizontal_offset_phone=”0px” background_pattern_vertical_offset=”0px” background_pattern_vertical_offset_tablet=”0px” background_pattern_vertical_offset_phone=”0px” background_pattern_repeat=”repeat” background_pattern_blend_mode=”normal” background_mask_style=”layer-blob” background_mask_style_tablet=”layer-blob” background_mask_style_phone=”layer-blob” background_mask_color=”#ffffff” background_mask_aspect_ratio=”landscape” background_mask_size=”stretch” background_mask_width=”auto” background_mask_width_tablet=”auto” background_mask_width_phone=”auto” background_mask_height=”auto” background_mask_height_tablet=”auto” background_mask_height_phone=”auto” background_mask_position=”center” background_mask_horizontal_offset=”0px” background_mask_horizontal_offset_tablet=”0px” background_mask_horizontal_offset_phone=”0px” background_mask_vertical_offset=”0px” background_mask_vertical_offset_tablet=”0px” background_mask_vertical_offset_phone=”0px” background_mask_blend_mode=”normal” use_icon_font_size=”off” text_shadow_style=”none” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_horizontal_length_tablet=”0px” text_shadow_horizontal_length_phone=”0px” text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length_tablet=”0px” text_shadow_vertical_length_phone=”0px” text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength_tablet=”1px” text_shadow_blur_strength_phone=”1px” toggle_text_shadow_style=”none” toggle_text_shadow_horizontal_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_horizontal_length_tablet=”0px” toggle_text_shadow_horizontal_length_phone=”0px” toggle_text_shadow_vertical_length=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_vertical_length_tablet=”0px” toggle_text_shadow_vertical_length_phone=”0px” toggle_text_shadow_blur_strength=”toggle_text_shadow_style,%91object Object%93″ toggle_text_shadow_blur_strength_tablet=”1px” toggle_text_shadow_blur_strength_phone=”1px” closed_toggle_text_shadow_style=”none” closed_toggle_text_shadow_horizontal_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_horizontal_length_tablet=”0px” closed_toggle_text_shadow_horizontal_length_phone=”0px” closed_toggle_text_shadow_vertical_length=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_vertical_length_tablet=”0px” closed_toggle_text_shadow_vertical_length_phone=”0px” closed_toggle_text_shadow_blur_strength=”closed_toggle_text_shadow_style,%91object Object%93″ closed_toggle_text_shadow_blur_strength_tablet=”1px” closed_toggle_text_shadow_blur_strength_phone=”1px” body_text_shadow_style=”none” body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_horizontal_length_phone=”0px” body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_vertical_length_phone=”0px” body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength_tablet=”1px” body_text_shadow_blur_strength_phone=”1px” body_link_text_shadow_style=”none” body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_horizontal_length_phone=”0px” body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_vertical_length_phone=”0px” body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_blur_strength_phone=”1px” body_ul_text_shadow_style=”none” body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_horizontal_length_phone=”0px” body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_vertical_length_phone=”0px” body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_blur_strength_phone=”1px” body_ol_text_shadow_style=”none” body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_horizontal_length_phone=”0px” body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_vertical_length_phone=”0px” body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_blur_strength_phone=”1px” body_quote_text_shadow_style=”none” body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_horizontal_length_phone=”0px” body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_vertical_length_phone=”0px” body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_blur_strength_phone=”1px” box_shadow_style=”none” box_shadow_horizontal=”box_shadow_style,%91object Object%93″ box_shadow_horizontal_tablet=”0px” box_shadow_horizontal_phone=”0px” box_shadow_vertical=”box_shadow_style,%91object Object%93″ box_shadow_vertical_tablet=”0px” box_shadow_vertical_phone=”0px” box_shadow_blur=”box_shadow_style,%91object Object%93″ box_shadow_blur_tablet=”40px” box_shadow_blur_phone=”40px” box_shadow_spread=”box_shadow_style,%91object Object%93″ box_shadow_spread_tablet=”0px” box_shadow_spread_phone=”0px” hover_transition_duration=”300ms” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay=”0ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” hover_transition_speed_curve=”ease” vertical_offset_tablet=”0″ vertical_offset_phone=”0″ horizontal_offset_tablet=”0″ horizontal_offset_phone=”0″ z_index=”1″ z_index_tablet=”1″ z_index_phone=”1″]<\/p>\n You may write us at the local branch (address listed under the \u201dlocations\u201d tab) or file a complaint by navigating to \u201cContact Us\u201d on our home page and click \u201cTo register a complaint, please click here<\/strong><\/a>. You may also file a dispute with the credit bureau reporting agency that is reporting the trade line that is fraudulent listed below. You may also put a freeze on your credit report. For more information visit: https:\/\/www.consumerfinance.gov\/learnmore\/<\/a><\/p>\n https:\/\/www.equifax.com\/personal\/credit-report-services\/credit-dispute\/<\/a><\/p>\n\n
\n
\n
\n