Loan Information and Prequalification

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Thank you for your interest in applying for a Sales loan with us to purchase your next vehicle. We accept applications through most area dealerships so when you find the right vehicle, you will fill out your application with the dealer. This application is for personal loans and refinance loans only. To apply, you must:

We lend from $1,000 to $15,000 in NC and from $1,000 to $20,000 in TN, SC and VA. All loans are secured with an auto title; however, if approved we may lend up to $1,500 unsecured.

North State Acceptance helps their customers rebuild their credit from past bumps in the road. Please answer the questions below before you apply to prevent an unnecessary inquiry to your credit bureau record which could result in a lower score. All fields are required.


I am a current North State customer
My car is financed elsewhere and I would like to refinance
I am applying for a personal loan and have my lien-free car title
I am purchasing an automobile from an individual